Effective Date: 25th June 2025

1. Introduction Welcome to Frances Kelleher Coaching. By purchasing, downloading, or using our digital products, you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, please do not purchase or use our digital products.

2. Definitions
2.1 “We,” “us,” or “our” refers to Frances Kelleher Coaching, registered in Ireland.
2.2 “You” or “customer” refers to any individual or entity purchasing or using our digital products.
2.3 “Digital products” refers to any downloadable or electronically delivered content or materials provided by Frances Kelleher Coaching.

3. Purchase and Delivery
3.1 Digital products will be delivered electronically upon receipt of full payment.
3.2 It is your responsibility to ensure that the email address and other details provided during purchase are accurate to facilitate delivery.

4. Payment Terms
4.1 All prices are listed in Euro and are exclusive of VAT where applicable.
4.2 Payment must be made in full at the time of purchase. Accepted payment methods will be specified at checkout.
4.3 Nonpayment or chargebacks may result in immediate suspension of access to the purchased digital products and may be subject to legal action.

5. Refund Policy
5.1 Due to the nature of digital products, refunds will not be issued once the product has been downloaded, except as required by law. We reserve the right to seek remedy through the courts for non payment of fees.
5.2 If you encounter technical issues preventing access to the product, you must contact us within 14 days for resolution. Refunds will only be considered if we are unable to resolve the issue.

6. Earnings Disclaimer
6.1 We make no guarantees regarding the life ,dating or relationship outcomes or results you may achieve using our digital products.
6.2 Your success depends on various factors beyond our control, including but not limited to your skills, experience, and effort.
6.3 Any examples or testimonials provided are not typical and should not be interpreted as promises or guarantees of specific outcomes.

7. Intellectual Property
7.1 All digital products are the intellectual property of Frances Kelleher Coaching and are protected by copyright laws.
7.2 You are granted a nonexclusive, nontransferable licence to use the digital products for personal use only.
7.3 You may not reproduce, distribute, modify, or create derivative works from our digital products without prior written consent.
7.4 We own the following trademark and therefore use of said trademark is only available with our permission. The full trademark is Find the 1 with 3® (Confidence, Conversation and Connection). The Ireland/EUTM trademark reference number is 18551989, the UK number is 3936118, the USA number is 7103750.

8. Restrictions on Use
8.1 You may not resell, share, or otherwise distribute the digital products to any third party.
8.2 Any unauthorised use of our digital products may result in legal action.

9. Limitation of Liability
9.1 We are not liable for any indirect, incidental, or consequential damages arising out of the use or inability to use our digital products.
9.2 Our total liability is limited to the amount you paid for the digital product in question.
9.3 Nothing in these Terms excludes or limits liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded under UK law.

10. Breach of Terms
10.1 If you fail to comply with these Terms, we reserve the right to terminate your access to the digital products without notice.
10.2 Legal action may be taken in the event of nonpayment, unauthorised use, or distribution of our digital products.

11. Governing Law
11.1 These Terms are governed by and construed in accordance with the laws of The Republic of Ireland.
11.2 Any disputes arising out of these Terms shall be subject to the exclusive jurisdiction of the courts of The Republic Of Ireland.
11.3 For customers based outside of the Republic of Ireland, these Terms are also governed by and construed in accordance with the laws of the Republic of Ireland, and any disputes shall be subject to the jurisdiction of the courts of the Republic of Ireland.

12. Amendments
12.1 We reserve the right to update these Terms at any time. Customers will be notified of significant changes.

13. Contact Information For any questions or concerns regarding these Terms, please contact us at:

Frances Kelleher Coaching
The Reeks Gateway, Gateway Professional Suites, Killarney, Co. Kerry, Ireland, V93PPAO.

Acceptance of Terms
By purchasing or downloading our digital products, you confirm that you have read, understood, and agreed to these Terms and Conditions.